Meet the Team


Jeff Wheeler is a financial planner with Voya Financial Advisors and founder of Frontier Financial Group, a fee-based financial services firm located in Washington, DC.


Jeff attended the University of Wisconsin where he earned BA and MA degrees in German.  He spent his junior year in Freiburg, Germany (1989-90) and another year in Frankfurt, Germany (1994) as a translator.  As an undergraduate, Jeff also obtained the Series 7 General Securities license through Decade Securities in Milwaukee, WI.  After 10 years of teaching secondary/post-secondary German, Jeff made a career change back to financial services and joined Lincoln Financial Advisors in 2005.  In 2008 Jeff joined Voya Financial Advisors.


Jeff holds FINRA Series 7, 66 and 63 registrations,  life, health and variable annuity insurance licenses, and the CRPC and CFP® certifications.  He is registered in Washington DC, Maryland, Virginia, Delaware, Massachusetts, New York, North Carolina, Oregon, Pennsylvania, Texas, Washington, West Virginia and Wyoming. His services include individual financial planning, guidance with charitable giving, employer-sponsored retirement, disability, life, health and college savings plans, and employee education seminars.  Jeff's clients include academic professionals, business owners and members of the international and diplomatic community of Washington, DC.  He presents monthly seminars on the topics of retirement income planning, estate planning, education funding and investment planning.   


Jeff resides in Washington, DC with his wife and two children.  He enjoys classical music, backpacking and fly fishing.


John believes the well-being of the client is the ultimate goal. His mission is to help clients make smart investment decisions by offering holistic customized financial planning.


His greatest strength is listening to and understanding his client’s needs, wants and wishes, to help them work toward reaching their financial goals. 



John has over 14 years of experience in the financial services industry. He graduated from Howard University with a Bachelor of Business Administration with a concentration in Finance in 2003. John holds FINRA Series 7, 63 and 65 securities registrations and the Life, Accident and Health insurance licenses. He also has the Chartered Retirement Planning Counselor (CRPC) designation.



John enjoys spending his free time with his wife and two daughters, playing soccer and traveling.









Jim Germaux is a financial adviser with Frontier Financial Group and Voya Financial Advisors serving Frederick and Washington Counties in Maryland.  

Jim attended Indiana University of Pennsylvania where he earned a BS in education. Upon graduation he taught High School for 5 years and later was an adjunct at Frederick Community College for 10 years.


As both Registered Principal and Investment Advisor Representative (IAR) with Voya Financial Advisors, Jim holds FINRA series 26, 6, 63, and 65 licenses.  He is also licensed in the areas of life and health coverage.


Jim lives in Frederick, Maryland where he enjoys hiking and fly fishing in his spare time.